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Chase’s 5/24 rule: What it is, and what it means for your credit card applications

Chase Sapphire Reserve

  • As points, miles, and rewards credit cards have become more popular, issuers like Chase have implemented their own rules around credit card approvals.
  • Chase’s 5/24 rule dictates that you won’t be approved for most Chase credit cards if you’ve opened five or more credit cards across all banks in the last 24 months.
  • The Chase Sapphire Preferred Card, Chase Sapphire Reserve, Chase Freedom Unlimited, United Explorer Card and several other top rewards cards from Chase are affected by this rule.
  • If you’re just getting started with rewards cards, you’ll want to apply for Chase credit cards first.

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Source : BusinessInsider.Com





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