Having an emergency fund of credit card points has saved me thousands of dollars on last-minute, emergency travel. Here’s how I do it.

elizabeth aldrich costa rica

  • I keep at least 30,000 credit card points at all times for emergency flights and hotel rooms.
  • Chase Ultimate Rewards earned with my Chase Sapphire Reserve are my favorite points to have on hand because of their high value and flexibility, but I’ve also used Hyatt points and Delta miles to save hundreds of dollars on last-minute travel.
  • Credit card points are a back-up emergency fund. I always have at least six months of living expenses in high-yield savings accounts to make sure I can cover the unexpected.
  • personal finance coverage.

I love collecting credit card rewards — specifically airline read more >>>

Source : BusinessInsider.Com

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