I have 20 credit cards but I only carry 3 in my wallet. Here’s how I choose which ones I can’t go without.

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• As a credit-card rewards expert — and Business Insider’s rewards reporter — I currently have around 20 credit cards. Don’t worry — they’ve actually helped my credit, because I pay off all my cards in-full and on-time.
• I opened each of them to earn a lucrative sign-up bonus, and kept them because they offer generous rewards or useful benefits that cover any annual fees.
• However, read more >>>

  Source : BusinessInsider.Com